Steve - I was going to check my bank account online and was not able to access my information unless I agreed to the NEW online terms and conditions. I am not a lawyer nor do I play one on TV however after reading through the new terms I was left with the impression that the bank is NOT going to be held liable for any loss of data or profits that occurs while or results from banking online. My question that I will be asking the bank before consenting to the agreement, is what happens if there's a Cyber Attack and your account gets emptied? If the Bank is not responsible and Online Banking has become "use your own risk" one has to ask themselves if that risk is worth the perceived convenience?

I'm Especially concerned after reading a few articles about cyber attacks on banks such as this one:

http://www.reuters.com/article/2013/05/18/us-cyber-summit-banks-idUSBRE94G0ZP20130518

http://www.nbcnews.com/business/quantum-dawn-2-us-

Nov 2, 2013